Real stories, practical advice, and honest perspectives from people who've worked through the tough decisions about where money should actually go.
Not sure where to start? These paths help you get to the information that matters for your situation.
Start with the basics. We break down NPV, IRR, and payback period without the textbook language. Real examples from Australian businesses included.
Get Started →Jump straight to our decision frameworks. We've got calculators and comparison tools that help you weigh options without getting lost in spreadsheets.
Compare Options →See how other businesses approached similar decisions. Manufacturing, retail, services — we've collected case studies that show what actually happened.
Browse Cases →Sometimes you just need to check a formula or definition. Our reference library is organized by topic and gets you answers fast.
View Resources →Recent articles cover everything from equipment replacement decisions to handling uncertainty in cash flow projections. Written by people who've done this work, not just studied it.
A Brisbane manufacturer had two projects with nearly identical IRRs. On paper, they looked the same. But digging into the timing of cash flows and supply chain risks revealed a clear winner. Here's how they made the call.
Read Full AnalysisThe discount rate isn't just a number to plug in. It reflects risk, cost of capital, and opportunity cost. We walk through how to actually calculate it for your situation.
A Perth retailer had to choose between expansion, renovation, or new systems. Each had merit. Here's the framework they used to rank them and why it worked.
What happens if sales drop by 15%? If costs rise faster than expected? Sensitivity analysis sounds complex but it's just asking "what if" in a structured way.
Practical walkthroughs that take you from question to answer. No assumptions about what you already know.
Start with cash flows, work through discount rates, and end with a number you can actually use. This guide assumes you're starting from scratch and walks through each piece.
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Best case, worst case, and realistic case. How to map out different futures and figure out which projects hold up across scenarios. Includes a template you can actually use.
Download Template →When you can only pick one option, the decision gets trickier. This guide covers incremental analysis and helps you avoid common mistakes when projects have different timelines or scales.
Learn Method →People who've been through dozens of capital budgeting decisions share what they've learned. Not theory — actual experience from Australian businesses.
Financial Consultant, Melbourne
After working with thirty-plus manufacturing clients on equipment upgrades, I keep seeing the same pattern. Everyone budgets the purchase price and installation. Almost nobody properly accounts for training time, productivity dips during transition, or ongoing maintenance differences. These aren't small numbers — they can swing a decision completely.
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Business Advisor, Sydney
I've reviewed capital budgeting proposals for retail and hospitality businesses for twelve years now. The ones that assumed everything would go perfectly? They almost never did. The businesses that built in buffers and planned for delays consistently made better decisions. Being realistic isn't pessimistic — it's just smarter planning.
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